Florida Business & Home Insurance

We insure the hard-to-place risks
others won't

Black Shore Insurance Group is a licensed Florida insurance agency in Fort Lauderdale. We find coverage for businesses and homeowners across the state — including the accounts the standard market won't write.

Why Black Shore

We do the hard part

Getting a tough account insured usually means paperwork, back-and-forth and waiting. We take that off your plate from the first call to the renewal.

We fill out the applications

Send us your current policy or a few details about what you need. We prepare the applications and gather what insurers ask for, so you aren't stuck filling out forms.

We shop it for you

We present your account to the insurers that fit it — standard and specialty — and come back with clear options and the full cost, with nothing hidden.

We stay with you

Sign and pay securely online. After that we handle certificates, policy changes and renewals, and we're the people you call if something happens.

How It Works

From first call to covered in four steps

1 — Tell us what you need

Use the quote form or call us. If you have a current policy, send it — that's usually enough to start.

2 — We find the coverage

We build the application and take your account to the insurers most likely to say yes.

3 — You choose

You get a clear proposal with the premium, fees and total cost, so you can decide with all the numbers in front of you.

4 — Sign, pay, done

Everything is signed electronically and paid by bank transfer or card. Premium financing is available when it helps.

What We Cover

Business and home, including the hard-to-place

Contractors and roofers. Restaurants, bars and liquor liability. Apartments and condo associations. Builders risk, vacant buildings, daycares, auto dealers and more — plus coastal, older and high-value homes on the personal side.

See All Coverage

Let's get you covered

Tell us what you need to insure. We'll get back to you within one business day.

Get a Quote

Are you a licensed insurance agent? See how we work with agents.