A lighthouse for hard-to-place risks
Black Shore Insurance Group exists for the businesses and homeowners the standard market turns away — and for anyone who wants an agency that does the work for them.
Who we are
Black Shore Insurance Group is a licensed Florida insurance agency based in Fort Lauderdale, Florida (Agency License L134542). We help businesses and homeowners across Florida find the right coverage, with a particular focus on the accounts that are hard to place.
We work with both standard and specialty insurers. That lets us look past the first "no" and find an insurer that actually wants the risk — whether it's a roofing contractor, a restaurant with a bar, an older apartment building or a home near the water.
We also work with licensed independent agents who bring us their clients' harder accounts. Learn how that works.
How we operate
- Hard-to-place is our focus — coastal property, tough liability classes and accounts with a history.
- Speed matters. We respond within one business day and move fast once we have what we need.
- Every account is presented properly. Complete applications mean better answers from insurers, sooner.
- Clear costs and disclosures. You see the premium, fees and total before you sign anything.
- Everything in writing. Every step on your account is documented and confirmed.
Why the lighthouse?
Some risks are harder to insure than others. A lighthouse doesn't calm the water — it makes hard water navigable. That's the job: clear signal, steady guidance and safe passage for the accounts everyone else waved off.
Work with us
Have something you need insured? Tell us about it and we'll take it from there.
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